{"id":5785,"date":"2025-09-28T15:11:50","date_gmt":"2025-09-28T14:11:50","guid":{"rendered":"https:\/\/37.weblv.xyz\/?page_id=5785"},"modified":"2025-09-28T15:46:20","modified_gmt":"2025-09-28T14:46:20","slug":"home-buying-guide","status":"publish","type":"page","link":"https:\/\/colectivodepaz.org\/index.php\/home-buying-guide\/","title":{"rendered":"Home Buying Guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5785\" class=\"elementor elementor-5785\" data-elementor-post-type=\"page\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-834b538 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"834b538\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-842708e elementor-invisible\" data-id=\"842708e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-cfb0436 elementor-widget elementor-widget-ct_heading\" data-id=\"cfb0436\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            1: Get Pre-Approved\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5682474 elementor-widget elementor-widget-text-editor\" data-id=\"5682474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>The first step is connecting with a trusted lender.<\/li><li>Don\u2019t have one? I can connect you with local lenders I trust.<\/li><li>It\u2019s smart to get multiple quotes so you can compare rates and programs.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-960b1b7 elementor-invisible\" data-id=\"960b1b7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-cca3a61 elementor-widget elementor-widget-ct_heading\" data-id=\"cca3a61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            2: Find a Real Estate Agent\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d99384 elementor-widget elementor-widget-text-editor\" data-id=\"7d99384\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Work with a local agent (like me!) who knows Michigan\u2019s market.<\/li><li>I\u2019ll guide you through the process and negotiate on your behalf.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d2ca2f elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"5d2ca2f\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1409558 elementor-invisible\" data-id=\"1409558\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-313bf0f elementor-widget elementor-widget-ct_heading\" data-id=\"313bf0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            3: Start Your Home Search\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6312ea8 elementor-widget elementor-widget-text-editor\" data-id=\"6312ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Create your \u201cmust-have\u201d list.<\/li><li>Tour homes online and in person until you find the right fit.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7f634c5 elementor-invisible\" data-id=\"7f634c5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-b97b1f4 elementor-widget elementor-widget-ct_heading\" data-id=\"b97b1f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n             4: Make an Offer\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8f57f elementor-widget elementor-widget-text-editor\" data-id=\"3b8f57f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>I\u2019ll help you write a strong offer that includes price, contingencies, and closing timeline.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4a7fd2 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"b4a7fd2\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6884a92 elementor-invisible\" data-id=\"6884a92\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-a9f4eae elementor-widget elementor-widget-ct_heading\" data-id=\"a9f4eae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            5: Inspection &amp; Appraisal\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76dd956 elementor-widget elementor-widget-text-editor\" data-id=\"76dd956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Hire a home inspector to check for issues.<\/li><li>Your lender orders the appraisal to confirm the home\u2019s value.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f49070 elementor-invisible\" data-id=\"5f49070\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-db7debe elementor-widget elementor-widget-ct_heading\" data-id=\"db7debe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            6: Loan Approval\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40901b8 elementor-widget elementor-widget-text-editor\" data-id=\"40901b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Finalize your financing with your lender.<\/li><li>Once your loan is approved, you\u2019re \u201cclear to close.\u201d<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebc8674 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"ebc8674\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-no \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ce8125 elementor-invisible\" data-id=\"2ce8125\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-343855e elementor-widget elementor-widget-ct_heading\" data-id=\"343855e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h5 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            7: Closing Day\r\n            \r\n                    <\/span>\r\n            <\/h5>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09c8a42 elementor-widget elementor-widget-text-editor\" data-id=\"09c8a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Sign paperwork, pay closing costs, and get your keys! \ud83c\udf89<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1: Get Pre-Approved The first step is connecting with a trusted lender. Don\u2019t have one? I can connect you with local lenders I trust. It\u2019s smart to get multiple quotes so you can compare rates and programs. 2: Find a Real Estate Agent Work with a local agent (like me!) who knows Michigan\u2019s market. I\u2019ll [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-5785","page","type-page","status-publish","hentry"],"campaignId":"","_links":{"self":[{"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/pages\/5785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/comments?post=5785"}],"version-history":[{"count":10,"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/pages\/5785\/revisions"}],"predecessor-version":[{"id":5824,"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/pages\/5785\/revisions\/5824"}],"wp:attachment":[{"href":"https:\/\/colectivodepaz.org\/index.php\/wp-json\/wp\/v2\/media?parent=5785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}